License and Disclosure Information

NMLS Unique Identifier No. 145502

Arizona: Mortgage Banker License No. BK-0909074

Alabama: Consumer Credit License, License Number 22755

Arkansas: Combination Mortgage Banker-Broker Servicer License, License Number 116874

California: CA-DFPI Residential Mortgage Lending Act License 4131324

Colorado: Mortgage Company Registration 145502. Regulated by the CO Division of Real Estate.

Colorado: Mortgage Servicer Registration No. is MSV-9000149

Florida: Mortgage Lender License MLD1399 | Mortgage Lender Servicer License MLD1901

Georgia: Residential Mortgage Licensee, GA Mortgage Lender License No. 51913

Hawaii: Mortgage Loan Originator Company License No. HI-145502

Hawaii Mortgage Servicer License (License Number MS273)

Idaho: Mortgage Broker/Lender License No. MBL-8966

Illinois: Illinois Residential Mortgage Licensee MB.6760990

Indiana: IN-DFI Mortgage Lending License No. 21573

Iowa: Mortgage Banker License, License Number 2020-0006

Kansas: Mortgage Company License No. MC.0025912

Michigan: First Mortgage Broker/Lender/Servicer Registrant License No. FR0020728; Second Mortgage Broker/Lender Registrant License No. SR0017724

Minnesota: Residential Mortgage Originator License No. MN-MO-145502, Minnesota Residential Servicer License No. MN-MS-145502 This is not an offer to enter into an agreement. An offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4)

Montana: Mortgage Lender License 145502 | Mortgage Broker License 145502 | Mortgage Servicer License 145502

Nebraska: Mortgage Banker License No. 2032

Nevada: Nevada Mortgage Company License 5182

New Mexico: Mortgage Loan Company License No. 03769

New Jersey: Residential Mortgage Lender License No. 145502

New Jersey: RMLS-Licensed Mortgage Servicer Registration No. 145502

North Carolina: Mortgage Lender License L-170588

Ohio: Residential Mortgage Lending Act Certificate of Registration No. RM.804310.000

Oregon: OR Mortgage Lending License No. ML-5444; OR Mortgage Servicer License No: 145502

South Carolina: Mortgage Lender / Servicer License MLS – 145502

Tennessee: Mortgage License 136173

Texas: TX-SML Mortgage Banker Registration License No: 145502; TX-SML Residential Mortgage Loan Servicer Registration License No: 145502

Utah: DRE Mortgage Entity License No. 7233522-NMLC

Washington: Consumer Loan Company License No. CL-145502

Wisconsin: Mortgage Banker License No. 145502BA |Mortgage Broker License No. 145502BR

For more information, please visit: nmlsconsumeraccess.org

All the states that V.I.P. Mortgage, Inc. is licensed in

Important Disclosures

V.I.P. Mortgage, Inc. is an Equal Housing Lender. V.I.P. Is not affiliated with any government agencies. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice. All products are subject to credit approval. Other restrictions and limitations may apply.

Texas Mortgage Banker Disclosure

*Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department’s website at:

www.sml.texas.gov

A toll-free consumer hotline is available at 1-877-276-5550

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of claim. For more information about the recovery fund, please consult the department’s website.