Borrower Tools

Pre-Qualification Checklist

  • Name

  • Current Address

  • Annual Household Income

  • Estimated Monthly Expenses

Pre-Approval Checklist

Credit Information

  • Review Your Credit Information

Income Documentation

  • Gather last two years of tax returns

  • Gather two months of pay stubs

  • Last two months of bank statements

Asset Documentation

  • Gather bank statements from all deposit and investment accounts

  • Gather any additional assets (i.e. car, real estate)

  • Gift letters (if family members are helping with down payment)

  • Itemized list of monthly expenses

Other Additional Documentation

  • Social Security card

  • W2s

  • Driver’s license

  • Social Security letter (if applicable)

  • Retirement accounts (if applicable)

  • VA Certificate of Eligibility (for VA Loans only)

  • Employment history for the last two years

  • Home documentation (if applicable)

  • Deed of Trust

  • Mortgage statement

  • HOA dues

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