The interest rate is the cost to borrow the money in your loan, while APR (annual percentage rate) adds an upfront cost of getting the loan including points and lender [...]
Speak with your dedicated loan officer about materials you will need for the process or click here for a detailed mortgage checklist to get a head start.
The time frame for getting pre-qualified is hard to predict as many factors are involved. A good rule of thumb is that the faster you are able to provide the [...]
Your credit history and credit score effects the interest rate you will be offered, the amount of money you are able to borrow and whether or not you will be [...]