While recovery from the 2008 housing crisis was slow to start, the housing market has been on an upward trajectory since rebounding in 2010. According to Gitnux.com, between 2010 and [...]
Don’t let a credit score prevent you from applying for a mortgage. Did you know? The average makeup of U.S. Credit Scores: SCORE 300-649 650-749 750-850 Percentage of U.S. Credit [...]
It’s a common misconception that no affordable means of obtaining a home exists! However, the Federal Housing Administration (FHA) offers FHA loans which are an excellent option for a first-time [...]
With many nationally acclaimed experts predicting a fairly significant drop in home values this year, a few of our past clients are moving forward with plans to take cash out [...]
Scottsdale, AZ – V.I.P. Mortgage, Inc. was honored by the Phoenix Business Journal ACE Awards as the #4 Veteran owned business within the Phoenix area! The award is designated through [...]
Unless you’ve stayed away from any form of communication in the modern world, it's no mystery that mortgage rates have been moving relentlessly higher in 2022. But how high is high? That [...]
Until the advent of jet travel and international phone calls, most Americans lived in just one home for their entire lives. In fact, generations of a family would often live [...]
Many people are curious about Down Payment Assistance (DPA) programs when it comes to buying a home. In the mortgage industry there are a good number of options for these [...]
Many people are familiar with the words “points” or “discount” in the lending universe, and its corresponding stigma (read: “I don’t like to pay the bank fees”). Before you write-off [...]
Let’s get something out of the way upfront – mortgage lenders are NOT non-profit in nature. While not all banks / lenders offer the same pricing (or have a similar [...]
