.vipwpcalculator_calculator .wrapper { 
    background-color: var(--vipwpcalculator_bg_primary);
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
}

.vipwpcalculator_calculator input {
    box-shadow: none !important;
    outline: none !important;
}

.vipwpcalculator_calculator .chart svg,
.vipwpcalculator_calculator .chart .highcharts-legend-item text {
    font-family: inherit !important;
}

.vipwpcalculator_calculator .highcharts-title {
    display: none;
}

.vipwpcalculator_calculator .highcharts-series-group > path {
    opacity: 0;
}

.vipwpcalculator_calculator .highcharts-series path {
    stroke-width: 0;
}

.vipwpcalculator_calculator .highcharts-legend {
    display: none;
}

.vipwpcalculator_calculator .highcharts-data-labels text {
    text-shadow: unset !important;
}

/* Layouts 1-6 pie (see assets/front/js/pie-brand.js): 2px white slice separators,
   and the legend when the pie is narrow. The rules above hide both. */
.vipwpcalculator_calculator #vipwpcalc-piechart .highcharts-series path {
    stroke-width: 2px;
}
.vipwpcalculator_calculator .vipwpcalc-pie-legend .highcharts-legend {
    display: block;
}

/* Layouts 1-6 Year/Month toggle: keyboard focus ring on the label (the radio is
   visually hidden). Two colours so one keeps 3:1 on any background the site sets:
   a 2px Ink outline at a 2px offset over a White halo that fills the gap and 2px
   beyond. Ruling: PAUL1-966 (Paul, 2026-10-16T15:03:41Z). */
.vipwpcalculator_calculator .vipwpcalc-tenure-choice .btn:has(input:focus-visible) {
    outline: 2px solid var(--vipmtginc-ink, #20303F);
    outline-offset: 2px;
    box-shadow: 0 0 0 6px var(--vipmtginc-white, #FFFFFF);
    position: relative;
    z-index: 1;
}
/* Browsers without :has() get the same ring through :focus-within (it also shows on a mouse click there). */
@supports not selector(:has(*)) {
    .vipwpcalculator_calculator .vipwpcalc-tenure-choice .btn:focus-within {
        outline: 2px solid var(--vipmtginc-ink, #20303F);
        outline-offset: 2px;
        box-shadow: 0 0 0 6px var(--vipmtginc-white, #FFFFFF);
        position: relative;
        z-index: 1;
    }
}

/* ===== LAYOUT 1 ====== */
/* The column widths include their padding; don't rely on the theme for that. */
.vipwpcalculator_calculator.layout_1 .fields,
.vipwpcalculator_calculator.layout_1 .results,
.vipwpcalculator_calculator.layout_1 .chart,
.vipwpcalculator_calculator.layout_2 .fields,
.vipwpcalculator_calculator.layout_2 .results,
.vipwpcalculator_calculator.layout_2 .chart,
.vipwpcalculator_calculator.layout_3 .fields,
.vipwpcalculator_calculator.layout_3 .results,
.vipwpcalculator_calculator.layout_3 .chart {
    box-sizing: border-box;
}

.vipwpcalculator_calculator.layout_1 .fields,
.vipwpcalculator_calculator.layout_2 .fields,
.vipwpcalculator_calculator.layout_3 .fields {
    background-color: var(--vipwpcalculator_bg_secondary);
    padding: 45px 40px;
    width: 43%;
}

.vipwpcalculator_calculator.layout_1 .fields .field_group,
.vipwpcalculator_calculator.layout_2 .fields .field_group,
.vipwpcalculator_calculator.layout_3 .fields .field_group {
    position: relative;
}

.vipwpcalculator_calculator.layout_1 .fields .field_group:not(:last-child),
.vipwpcalculator_calculator.layout_2 .fields .field_group:not(:last-child),
.vipwpcalculator_calculator.layout_3 .fields .field_group:not(:last-child) {
    margin-bottom: 20px;
}

.vipwpcalculator_calculator.layout_1 .fields label,
.vipwpcalculator_calculator.layout_3 .fields label {
    color: var(--vipwpcalculator_text_color);
    display: block;
    font-size: 14px;
    font-weight: 600;
    margin-bottom: 20px;
    text-transform: capitalize;
}

.vipwpcalculator_calculator.layout_1 .fields input:not([type="color"],[type="checkbox"],[type="radio"]),
.vipwpcalculator_calculator.layout_3 .fields input:not([type="color"],[type="checkbox"],[type="radio"]) {
    background: transparent;
    border: 0;
    border-bottom: 1px solid #DADFE4;
    border-radius: 0;
    color: var(--vipwpcalculator_text_color);
    font-size: 18px;
    padding: 0 0 9px;
    width: 100%;
}

.vipwpcalculator_calculator.layout_1 .fields .vipwpcalc-tenure-choice,
.vipwpcalculator_calculator.layout_2 .fields .vipwpcalc-tenure-choice,
.vipwpcalculator_calculator.layout_3 .fields .vipwpcalc-tenure-choice {
    position: absolute;
    top: 0;
    right: 0;
}

.vipwpcalculator_calculator.layout_1 .vipwpcalc-tenure-choice .btn-group,
.vipwpcalculator_calculator.layout_2 .vipwpcalc-tenure-choice .btn-group,
.vipwpcalculator_calculator.layout_3 .vipwpcalc-tenure-choice .btn-group,
.vipwpcalculator_calculator.layout_4 .vipwpcalc-tenure-choice .btn-group {
    display: flex;
    gap: 3px;
}

.vipwpcalculator_calculator.layout_1 .vipwpcalc-tenure-choice input,
.vipwpcalculator_calculator.layout_2 .vipwpcalc-tenure-choice input,
.vipwpcalculator_calculator.layout_3 .vipwpcalc-tenure-choice input,
.vipwpcalculator_calculator.layout_4 .vipwpcalc-tenure-choice input,
.vipwpcalculator_calculator.layout_5 .vipwpcalc-tenure-choice input,
.vipwpcalculator_calculator.layout_6 .vipwpcalc-tenure-choice input {
    /* Visually hidden but focusable: Tab reaches the toggle and the arrow keys switch it. */
    position: absolute;
    width: 1px;
    height: 1px;
    margin: -1px;
    padding: 0;
    border: 0;
    overflow: hidden;
    clip: rect(0 0 0 0);
    clip-path: inset(50%);
    white-space: nowrap;
}

.vipwpcalculator_calculator.layout_1 .vipwpcalc-tenure-choice .btn,
.vipwpcalculator_calculator.layout_3 .vipwpcalc-tenure-choice .btn {
    border-radius: 10px;
    cursor: pointer;
    color: var(--vipwpcalculator_text_color);
    display: block;
    font-size: 12px;
    font-weight: 500;
    margin-bottom: 0;
    padding: 10px 25px;
}

.vipwpcalculator_calculator.layout_1 .vipwpcalc-tenure-choice .btn.active,
.vipwpcalculator_calculator.layout_2 .vipwpcalc-tenure-choice .btn.active,
.vipwpcalculator_calculator.layout_4 .vipwpcalc-tenure-choice .btn.active,
.vipwpcalculator_calculator.layout_5 .vipwpcalc-tenure-choice .btn.active,
.vipwpcalculator_calculator.layout_6 .vipwpcalc-tenure-choice .btn.active {
    background: var(--vipwpcalculator_btn_color);
    color: var(--vipwpcalculator_btn_text_color);
}

.vipwpcalculator_calculator.layout_1 .employee_guide_cta,
.vipwpcalculator_calculator.layout_2 .employee_guide_cta,
.vipwpcalculator_calculator.layout_3 .employee_guide_cta,
.vipwpcalculator_calculator.layout_4 .employee_guide_cta,
.vipwpcalculator_calculator.layout_5 .employee_guide_cta,
.vipwpcalculator_calculator.layout_6 .employee_guide_cta {
    margin-top: 30px;
}

.vipwpcalculator_calculator.layout_1 .employee_guide_cta a,
.vipwpcalculator_calculator.layout_3 .employee_guide_cta a,
.vipwpcalculator_calculator.layout_4 .employee_guide_cta a,
.vipwpcalculator_calculator.layout_5 .employee_guide_cta a,
.vipwpcalculator_calculator.layout_6 .employee_guide_cta a {
    background: var(--vipwpcalculator_btn_color);
    border: 1px solid var(--vipwpcalculator_btn_color);
    border-radius: 9px;
    color: var(--vipwpcalculator_btn_text_color);
    display: inline-block;
    font-size: 16px;
    font-weight: 600;
    line-height: 1.2em;
    padding: 17px 15px;
    text-decoration: none;
}

.vipwpcalculator_calculator.layout_1 .employee_guide_cta a:hover,
.vipwpcalculator_calculator.layout_2 .employee_guide_cta a:hover,
.vipwpcalculator_calculator.layout_3 .employee_guide_cta a:hover,
.vipwpcalculator_calculator.layout_4 .employee_guide_cta a:hover,
.vipwpcalculator_calculator.layout_5 .employee_guide_cta a:hover,
.vipwpcalculator_calculator.layout_6 .employee_guide_cta a:hover {
    background: transparent;
    color: var(--vipwpcalculator_btn_color);
}

.vipwpcalculator_calculator.layout_1 .results,
.vipwpcalculator_calculator.layout_1 .chart,
.vipwpcalculator_calculator.layout_3 .results,
.vipwpcalculator_calculator.layout_3 .chart {
    align-self: center;
    width: 28%;
}

.vipwpcalculator_calculator.layout_1 .results,
.vipwpcalculator_calculator.layout_2 .results,
.vipwpcalculator_calculator.layout_3 .results {
    padding: 0 40px;
}

.vipwpcalculator_calculator.layout_1 .result_row:not(:last-child),
.vipwpcalculator_calculator.layout_2 .result_row:not(:last-child),
.vipwpcalculator_calculator.layout_3 .result_row:not(:last-child) {
    margin-bottom: 25px;
}

.vipwpcalculator_calculator.layout_1 .result_label {
    color: var(--vipwpcalculator_text_color);
    font-size: 14px;
    font-weight: 600;
    margin: 0 0 10px;
}

.vipwpcalculator_calculator.layout_1 .result_amount,
.vipwpcalculator_calculator.layout_3 .result_amount {
    color: var(--vipwpcalculator_text_accent_color);
    font-size: 18px;
    font-weight: 500;
    margin: 0;
}

@media (max-width: 1024px) {
    .vipwpcalculator_calculator.layout_1 .fields {
        padding: 40px 25px;
        text-align: center;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_1 .fields input:not([type="color"],[type="checkbox"],[type="radio"]) {
        text-align: center;
    }
    .vipwpcalculator_calculator.layout_1 .fields label[for="vipwpcalc-loanterm"] {
        padding-bottom: 50px;
    }
    .vipwpcalculator_calculator.layout_1 .fields .vipwpcalc-tenure-choice {
        top: 30px;
        width: 100%;
    }  
    .vipwpcalculator_calculator.layout_1 .vipwpcalc-tenure-choice .btn-group {
        justify-content: center;
    }
    .vipwpcalculator_calculator.layout_1 .results,
    .vipwpcalculator_calculator.layout_1 .chart {
        align-self: flex-start;
        width: 50%;
    }
    .vipwpcalculator_calculator.layout_1 .results {
        padding: 30px 25px;
    }
}

@media (max-width: 767px) {
    .vipwpcalculator_calculator.layout_1 .results,
    .vipwpcalculator_calculator.layout_1 .chart {
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_1 .results {
        text-align: center;
    }
}

/*
 * The media queries above key on the screen width, so in a narrow theme column
 * on a wide screen the three desktop columns squeeze the chart to ~180px.
 * These container queries apply the same tablet and phone arrangements by the
 * calculator's own width. They come after the media queries so they win when
 * both match.
 */
.vipwpcalculator_calculator.layout_1,
.vipwpcalculator_calculator.layout_2,
.vipwpcalculator_calculator.layout_3,
.vipwpcalculator_calculator.layout_4,
.vipwpcalculator_calculator.layout_5,
.vipwpcalculator_calculator.layout_6 {
    container-type: inline-size;
}

@container (max-width: 999px) {
    .vipwpcalculator_calculator.layout_1 .fields {
        padding: 40px 25px;
        text-align: center;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_1 .fields input:not([type="color"],[type="checkbox"],[type="radio"]) {
        text-align: center;
    }
    .vipwpcalculator_calculator.layout_1 .fields label[for="vipwpcalc-loanterm"] {
        padding-bottom: 50px;
    }
    .vipwpcalculator_calculator.layout_1 .fields .vipwpcalc-tenure-choice {
        top: 30px;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_1 .vipwpcalc-tenure-choice .btn-group {
        justify-content: center;
    }
    .vipwpcalculator_calculator.layout_1 .results,
    .vipwpcalculator_calculator.layout_1 .chart {
        align-self: flex-start;
        width: 50%;
    }
    .vipwpcalculator_calculator.layout_1 .results {
        padding: 30px 25px;
    }
}

@container (max-width: 639px) {
    .vipwpcalculator_calculator.layout_1 .results,
    .vipwpcalculator_calculator.layout_1 .chart {
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_1 .results {
        text-align: center;
    }
}
/* ===== END LAYOUT 1 ====== */

/* ===== LAYOUT 2 ====== */

.vipwpcalculator_calculator.layout_2 .fields label {
    color: var(--vipwpcalculator_text_color);
    display: block;
    font-size: 22px;
    font-weight: 800;
    margin-bottom: 10px;
    text-transform: uppercase;
}

.vipwpcalculator_calculator.layout_2 .fields input:not([type="color"],[type="checkbox"],[type="radio"]) {
    background: transparent;
    border: 0;
    border-bottom: 1px solid var(--vipwpcalculator_field_border_color);
    border-radius: 0;
    color: var(--vipwpcalculator_text_color);
    font-size: 18px;
    padding: 0 0 9px;
    width: 100%;
}

/* Keep the term label clear of the Year/Month buttons placed over its right end. */
.vipwpcalculator_calculator.layout_2 .fields label[for="vipwpcalc-loanterm"] {
    padding-right: 175px;
}

.vipwpcalculator_calculator.layout_2 .vipwpcalc-tenure-choice .btn {
    border-radius: 10px;
    cursor: pointer;
    color: var(--vipwpcalculator_text_color);
    display: block;
    font-size: 12px;
    font-weight: 500;
    margin-bottom: 0;
    padding: 10px 25px;
    text-transform: none;
}

.vipwpcalculator_calculator.layout_2 .employee_guide_cta a {
    background: var(--vipwpcalculator_btn_color);
    border: 1px solid var(--vipwpcalculator_btn_color);
    color: var(--vipwpcalculator_btn_text_color);
    display: inline-block;
    font-size: 16px;
    font-weight: 600;
    line-height: 1.2em;
    padding: 17px 15px;
    text-decoration: none;
    text-transform: uppercase;
}

.vipwpcalculator_calculator.layout_2 .results {
    align-self: center;
    width: 26%;
}

.vipwpcalculator_calculator.layout_2 .chart {
    align-self: center;
    width: 30%;
}

.vipwpcalculator_calculator.layout_2 .result_label {
    color: var(--vipwpcalculator_text_color);
    font-size: 18px;
    font-weight: 400;
    margin: 0 0 10px;
}

.vipwpcalculator_calculator.layout_2 .result_amount {
    color: var(--vipwpcalculator_text_accent_color);
    font-size: 22px;
    font-weight: 800;
    margin: 0;
}

@media (max-width: 1024px) {
    .vipwpcalculator_calculator.layout_2 .fields {
        padding: 0 25px 40px;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_2 .fields label {
        font-size: 20px;
    }
    .vipwpcalculator_calculator.layout_2 .fields input:not([type="color"],[type="checkbox"],[type="radio"]) {
        font-size: 16px;
    }
    .vipwpcalculator_calculator.layout_2 .results,
    .vipwpcalculator_calculator.layout_2 .chart {
        align-self: flex-start;
        width: 50%;
    }
    .vipwpcalculator_calculator.layout_2 .results {
        padding: 30px 25px;
    }
    .vipwpcalculator_calculator.layout_2 .result_amount {
        font-size: 18px;
    }
}

@media (max-width: 767px) {
    .vipwpcalculator_calculator.layout_2 .fields {
        order: 1;
        padding: 40px 25px 10px;
        text-align: center;
    }
    .vipwpcalculator_calculator.layout_2 .fields input:not([type="color"],[type="checkbox"],[type="radio"]) {
        text-align: center;
    }
    .vipwpcalculator_calculator.layout_2 .fields label[for="vipwpcalc-loanterm"] {
        padding-bottom: 50px;
        padding-right: 0;
    }
    .vipwpcalculator_calculator.layout_2 .fields .vipwpcalc-tenure-choice {
        top: 30px;
        width: 100%;
    }  
    .vipwpcalculator_calculator.layout_2 .vipwpcalc-tenure-choice .btn-group {
        justify-content: center;
    }
    .vipwpcalculator_calculator.layout_2 .results,
    .vipwpcalculator_calculator.layout_2 .chart {
        order: 2;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_2 .results {
        text-align: center;
    }
}

/*
 * The media queries above key on the screen width, so in a narrow theme column
 * on a wide screen the three desktop columns squeeze the chart and the fields.
 * These container queries apply the same tablet and phone arrangements by the
 * calculator's own width. They come after the media queries so they win when
 * both match.
 */

@container (max-width: 999px) {
    .vipwpcalculator_calculator.layout_2 .fields {
        padding: 0 25px 40px;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_2 .fields label {
        font-size: 20px;
    }
    .vipwpcalculator_calculator.layout_2 .fields input:not([type="color"],[type="checkbox"],[type="radio"]) {
        font-size: 16px;
    }
    .vipwpcalculator_calculator.layout_2 .results,
    .vipwpcalculator_calculator.layout_2 .chart {
        align-self: flex-start;
        width: 50%;
    }
    .vipwpcalculator_calculator.layout_2 .results {
        padding: 30px 25px;
    }
    .vipwpcalculator_calculator.layout_2 .result_amount {
        font-size: 18px;
    }
}

@container (max-width: 639px) {
    .vipwpcalculator_calculator.layout_2 .fields {
        order: 1;
        padding: 40px 25px 10px;
        text-align: center;
    }
    .vipwpcalculator_calculator.layout_2 .fields input:not([type="color"],[type="checkbox"],[type="radio"]) {
        text-align: center;
    }
    .vipwpcalculator_calculator.layout_2 .fields label[for="vipwpcalc-loanterm"] {
        padding-bottom: 50px;
        padding-right: 0;
    }
    .vipwpcalculator_calculator.layout_2 .fields .vipwpcalc-tenure-choice {
        top: 30px;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_2 .vipwpcalc-tenure-choice .btn-group {
        justify-content: center;
    }
    .vipwpcalculator_calculator.layout_2 .results,
    .vipwpcalculator_calculator.layout_2 .chart {
        order: 2;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_2 .results {
        text-align: center;
    }
}
/* ===== END LAYOUT 2 ====== */

/* ===== LAYOUT 3 ====== */

.vipwpcalculator_calculator.layout_3 .vipwpcalc-tenure-choice .btn.active {
    background: var(--vipwpcalculator_btn_color_2);
    color: var(--vipwpcalculator_btn_text_color_2);
}

.vipwpcalculator_calculator.layout_3 .result_label {
    color: var(--vipwpcalculator_text_secondary_color, var(--vipwpcalculator_text_sec_color));
    font-size: 14px;
    font-weight: 600;
    margin: 0 0 10px;
}

@media (max-width: 1024px) {
    .vipwpcalculator_calculator.layout_3 .fields {
        padding: 40px 25px;
        text-align: center;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_3 .fields input:not([type="color"],[type="checkbox"],[type="radio"]) {
        text-align: center;
    }
    .vipwpcalculator_calculator.layout_3 .fields label[for="vipwpcalc-loanterm"] {
        padding-bottom: 50px;
    }
    .vipwpcalculator_calculator.layout_3 .fields .vipwpcalc-tenure-choice {
        top: 30px;
        width: 100%;
    }  
    .vipwpcalculator_calculator.layout_3 .vipwpcalc-tenure-choice .btn-group {
        justify-content: center;
    }
    .vipwpcalculator_calculator.layout_3 .results,
    .vipwpcalculator_calculator.layout_3 .chart {
        align-self: flex-start;
        width: 50%;
    }
    .vipwpcalculator_calculator.layout_3 .results {
        padding: 30px 25px;
    }
}

@media (max-width: 767px) {
    .vipwpcalculator_calculator.layout_3 .results,
    .vipwpcalculator_calculator.layout_3 .chart {
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_3 .results {
        text-align: center;
    }
}

/*
 * The media queries above key on the screen width, so in a narrow theme column
 * on a wide screen the three desktop columns squeeze the chart to ~180px.
 * These container queries apply the same tablet and phone arrangements by the
 * calculator's own width. They come after the media queries so they win when
 * both match.
 */

@container (max-width: 999px) {
    .vipwpcalculator_calculator.layout_3 .fields {
        padding: 40px 25px;
        text-align: center;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_3 .fields input:not([type="color"],[type="checkbox"],[type="radio"]) {
        text-align: center;
    }
    .vipwpcalculator_calculator.layout_3 .fields label[for="vipwpcalc-loanterm"] {
        padding-bottom: 50px;
    }
    .vipwpcalculator_calculator.layout_3 .fields .vipwpcalc-tenure-choice {
        top: 30px;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_3 .vipwpcalc-tenure-choice .btn-group {
        justify-content: center;
    }
    .vipwpcalculator_calculator.layout_3 .results,
    .vipwpcalculator_calculator.layout_3 .chart {
        align-self: flex-start;
        width: 50%;
    }
    .vipwpcalculator_calculator.layout_3 .results {
        padding: 30px 25px;
    }
}

@container (max-width: 639px) {
    .vipwpcalculator_calculator.layout_3 .results,
    .vipwpcalculator_calculator.layout_3 .chart {
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_3 .results {
        text-align: center;
    }
}
/* ===== END LAYOUT 3 ====== */

/* ===== LAYOUT 4 ====== */
.vipwpcalculator_calculator.layout_4 .wrapper {
    align-items: center;
}

.vipwpcalculator_calculator.layout_4 .fields {
    width: 30%;
}

.vipwpcalculator_calculator.layout_4 .vipwpcalc-tenure-choice {
    margin-bottom: 40px;
}

.vipwpcalculator_calculator.layout_4 .vipwpcalc-tenure-choice .btn {
    border-radius: 10px;
    color: var(--vipwpcalculator_text_color);
    cursor: pointer;
    display: block;
    font-size:20px;
    font-weight: 700;
    letter-spacing: .8px;
    padding: 10px 25px;
    text-transform: uppercase;
}

.vipwpcalculator_calculator.layout_4 .fields .field_group {
    align-items: stretch;
    display: flex;
    margin-bottom: 20px;
    overflow: hidden;
}

.vipwpcalculator_calculator.layout_4 .fields .field_group:last-child {
    margin-bottom: 0;
}

.vipwpcalculator_calculator.layout_4 .field_group label {
    align-items: center;
    background: var(--vipwpcalculator_label_bg_color);
    border-radius: 10px 0 0 10px;
    color: var(--vipwpcalculator_text_accent_color);
    display: flex;
    font-size: 12px;
    font-weight: 500;
    letter-spacing: .8px;
    padding: 22px 10px 22px 16px;
    text-transform: capitalize;
    width: 46%;
}

.vipwpcalculator_calculator.layout_4 .field_group input {
    background: #fff;
    border: none;
    border-radius: 0 10px 10px 0;
    color: var(--vipwpcalculator_field_text_color);
    font-size: 16px;
    font-weight: 600;
    padding: 13px 10px;
    width: 54%;
}

.vipwpcalculator_calculator.layout_4 .results {
    padding-left: 30px;
    width: 45%;
}

.vipwpcalculator_calculator.layout_4 .results .result_row {
    align-items: center;
    display: flex;
    gap: 25px;
    margin-bottom: 30px;
}

.vipwpcalculator_calculator.layout_4 .results .result_row:last-child,
.vipwpcalculator_calculator.layout_5 .results .result_row:last-child {
    margin-bottom: 0;
}

.vipwpcalculator_calculator.layout_4 .results .result_label,
.vipwpcalculator_calculator.layout_4 .results .result_amount {
    color: var(--vipwpcalculator_text_color);
    font-size: 24px;
    font-weight: 500;
    margin: 0;
    text-transform: capitalize;
}

.vipwpcalculator_calculator.layout_4 .results .result_amount {
    font-weight: 600;
}

.vipwpcalculator_calculator.layout_4 .chart {
    max-width: 264px;
    width: 22%;
    margin-left: auto;
}

.vipwpcalculator_calculator.layout_4 .highcharts-title,
.vipwpcalculator_calculator.layout_4 .highcharts-legend,
.vipwpcalculator_calculator.layout_5 .highcharts-title,
.vipwpcalculator_calculator.layout_5 .highcharts-legend,
.vipwpcalculator_calculator.layout_6 .highcharts-title,
.vipwpcalculator_calculator.layout_6 .highcharts-legend {
    display: block;
}

.vipwpcalculator_calculator.layout_4 .highcharts-title {
    font-size: 16px !important;
    font-weight: 700;
}

/*
 * These offsets are tuned for the 264px chart column of a wide calculator.
 * A CSS transform replaces the position Highcharts writes on each SVG group,
 * so below 1000px no offset is set and Highcharts places the parts itself.
 */
@container (min-width: 1000px) {
    .vipwpcalculator_calculator.layout_4 .highcharts-series-group {
        transform: translateY(-90px);
    }
    .vipwpcalculator_calculator.layout_4 .highcharts-data-labels  {
        transform: translate(2%, -4%);
    }
    .vipwpcalculator_calculator.layout_4 .highcharts-title {
        transform: translateY(190px);
    }
    .vipwpcalculator_calculator.layout_4 .highcharts-legend {
        transform: translate(20px, 270px);
    }
    .vipwpcalculator_calculator.layout_4 .chart .highcharts-legend-item:last-child {
        transform: translate(0, 30px); /* under the first item; the amounts make it too wide to indent */
    }
}

.vipwpcalculator_calculator.layout_4 .chart .highcharts-legend-item text {
    font-size: 15px !important;
}

@media (max-width: 1024px) {
    .vipwpcalculator_calculator.layout_4 .fields,
    .vipwpcalculator_calculator.layout_4 .results {
        width: 50%;
    }
    .vipwpcalculator_calculator.layout_4 .vipwpcalc-tenure-choice {
        margin-bottom: 10px;
    }
    .vipwpcalculator_calculator.layout_4 .field_group label {
        padding: 18px 10px 18px 16px;
    }
    .vipwpcalculator_calculator.layout_4 .results .result_row {
        gap: 10px;
        margin-bottom: 10px;
    }
    .vipwpcalculator_calculator.layout_4 .results .result_label, 
    .vipwpcalculator_calculator.layout_4 .results .result_amount {
        font-size: 18px;
    }
    .vipwpcalculator_calculator.layout_4 .chart {
        max-width: 100%;
        width: 100%;
    }
}

@media (max-width: 767px) {
    .vipwpcalculator_calculator.layout_4 .fields,
    .vipwpcalculator_calculator.layout_4 .results {
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_4 .vipwpcalc-tenure-choice .btn-group {
        justify-content: center;
    }
    .vipwpcalculator_calculator.layout_4 .field_group label {
        justify-content: center;
        padding: 10px 10px 10px 16px;
    }
    .vipwpcalculator_calculator.layout_4 .field_group input {
        text-align: center;
    }
    .vipwpcalculator_calculator.layout_4 .results {
        padding: 40px 0 0;
    }
    .vipwpcalculator_calculator.layout_4 .results .result_row {
        flex-direction: column;
        margin-bottom: 20px;
    }
}

@media (max-width: 350px) {
    .vipwpcalculator_calculator.layout_4 .field_group label {
        font-size: 11px;
    }
}

/*
 * The rules above assume the calculator spans a wide page. In a narrow theme
 * column (or on a small screen) the three columns squeeze the chart to ~140px
 * and the pixel offsets throw its title and legend out of place. These
 * container queries size layout 4 by its own width instead: the chart moves to
 * a full-width row and Highcharts places its title and legend itself. They
 * come after the media queries so they win when both match.
 */

@container (max-width: 999px) {
    .vipwpcalculator_calculator.layout_4 .fields {
        width: 50%;
    }
    .vipwpcalculator_calculator.layout_4 .results {
        box-sizing: border-box;
        padding: 0 0 0 30px;
        width: 50%;
    }
    .vipwpcalculator_calculator.layout_4 .results .result_row {
        align-items: flex-start;
        flex-direction: column;
        gap: 4px;
        margin-bottom: 20px;
    }
    .vipwpcalculator_calculator.layout_4 .results .result_label {
        font-size: 18px;
    }
    .vipwpcalculator_calculator.layout_4 .chart {
        margin: 30px 0 0;
        max-width: 100%;
        width: 100%;
    }
}

@container (max-width: 639px) {
    .vipwpcalculator_calculator.layout_4 .fields,
    .vipwpcalculator_calculator.layout_4 .results {
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_4 .vipwpcalc-tenure-choice {
        margin-bottom: 20px;
    }
    .vipwpcalculator_calculator.layout_4 .vipwpcalc-tenure-choice .btn-group {
        justify-content: center;
    }
    .vipwpcalculator_calculator.layout_4 .results {
        padding: 40px 0 0;
    }
    .vipwpcalculator_calculator.layout_4 .results .result_row {
        align-items: center;
        text-align: center;
    }
}
/* ===== END LAYOUT 4 ====== */

/* ===== LAYOUT 5 ====== */
.vipwpcalculator_calculator.layout_5 .wrapper {
    align-items: flex-start;
}

.vipwpcalculator_calculator.layout_5 .fields,
.vipwpcalculator_calculator.layout_5 .results {
    width: 33.33%;
}

/* The widths include their padding; don't rely on the theme for that. */
.vipwpcalculator_calculator.layout_5 .fields,
.vipwpcalculator_calculator.layout_5 .results,
.vipwpcalculator_calculator.layout_5 .chart,
.vipwpcalculator_calculator.layout_5 .field_group label,
.vipwpcalculator_calculator.layout_5 .field_group input {
    box-sizing: border-box;
}

.vipwpcalculator_calculator.layout_5 .fields {
    padding: 10px 20px;
}

.vipwpcalculator_calculator.layout_5 .vipwpcalc-tenure-choice .btn-group,
.vipwpcalculator_calculator.layout_6 .vipwpcalc-tenure-choice .btn-group {
    display: flex;
    gap: 3px;
    justify-content: flex-end;
}

.vipwpcalculator_calculator.layout_5 .vipwpcalc-tenure-choice .btn {
    border-radius: 5px;
    color: var(--vipwpcalculator_text_color);
    cursor: pointer;
    display: block;
    font-size: 16px;
    font-weight: 500;
    letter-spacing: 1.5px;
    padding: 6px 8px;
    text-transform: capitalize;
}

.vipwpcalculator_calculator.layout_5 .fields .field_group {
    align-items: stretch;
    display: flex;
    margin-bottom: 10px;
    overflow: hidden;
}

.vipwpcalculator_calculator.layout_5 .field_group label {
    align-items: center;
    background: var(--vipwpcalculator_label_bg_color);
    border-radius: 4px 0 0 4px;
    color: var(--vipwpcalculator_text_accent_color);
    display: flex;
    font-size: 16px;
    font-weight: 500;
    padding: 14px 22px;
    text-transform: capitalize;
    width: 55%;
}

.vipwpcalculator_calculator.layout_5 .field_group input {
    background: #fff;
    border: 1px solid #E7E7E7;
    border-radius: 0 4px 4px 0;
    color: var(--vipwpcalculator_field_text_color);
    flex: 1 1 auto;
    font-size: 16px;
    font-weight: 600;
    min-width: 0;
    padding: 10px;
    width: 45%;
}

.vipwpcalculator_calculator.layout_5 .results .result_row {
    align-items: center;
    display: flex;
    gap: 20px;
    justify-content: space-between;
    margin-bottom: 15px;
}

.vipwpcalculator_calculator.layout_5 .results .result_label {
    color: var(--vipwpcalculator_text_secondary_color, var(--vipwpcalculator_text_sec_color));
    font-size: 16px;
    font-weight: 500;
    margin: 0;
    text-transform: capitalize;
}

.vipwpcalculator_calculator.layout_5 .results .result_amount {
    color: var(--vipwpcalculator_text_color);
    font-size: 26px;
    font-weight: 500;
    margin: 0;
}

.vipwpcalculator_calculator.layout_5 .results .result_amount {
    font-weight: 600;
}

.vipwpcalculator_calculator.layout_5 .chart {
    margin-left: auto;
    max-width: 308px;
    width: 25%;
}

.vipwpcalculator_calculator.layout_5 .highcharts-title {
    font-size: 13px !important;
    font-weight: 700;
    letter-spacing: 0 !important;
}

/*
 * These offsets are tuned for the 308px chart column of a wide calculator.
 * A CSS transform replaces the position Highcharts writes on each SVG group,
 * so below 1000px no offset is set and Highcharts places the parts itself.
 */
@container (min-width: 1000px) {
    .vipwpcalculator_calculator.layout_5 .highcharts-series-group {
        transform: translateY(-80px);
    }
    .vipwpcalculator_calculator.layout_5 .highcharts-data-labels  {
        transform: translate(2%, -10%);
    }
    .vipwpcalculator_calculator.layout_5 .highcharts-title {
        transform: translateY(210px);
    }
    .vipwpcalculator_calculator.layout_5 .highcharts-legend {
        transform: translate(75px, 240px);
    }
    .vipwpcalculator_calculator.layout_5 .chart .highcharts-legend-item:last-child {
        transform: translate(35px, 30px);
    }
}

.vipwpcalculator_calculator.layout_5 .chart .highcharts-legend-item text {
    font-size: 11px !important;
    font-weight: 600 !important;
}

@media (max-width: 1024px) {
    .vipwpcalculator_calculator.layout_5 .fields,
    .vipwpcalculator_calculator.layout_5 .results,
    .vipwpcalculator_calculator.layout_5 .chart {
        max-width: 100%;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_5 .fields {
        padding: 0;
    }
    .vipwpcalculator_calculator.layout_5 .results {
        padding: 40px 0;
    }
    .vipwpcalculator_calculator.layout_5 .results .result_amount {
        font-size: 20px;
    }
}

@media (max-width: 767px) {
    .vipwpcalculator_calculator.layout_5 .field_group label {
        font-size: 14px;
        padding: 14px 13px;
    }
    .vipwpcalculator_calculator.layout_5 .field_group input {
        font-size: 14px;
        padding: 7px 10px;
    }
    .vipwpcalculator_calculator.layout_5 .vipwpcalc-tenure-choice .btn-group {
        justify-content: center;
    }
    .vipwpcalculator_calculator.layout_5 .vipwpcalc-tenure-choice .btn {
        letter-spacing: 0;
    }
    .vipwpcalculator_calculator.layout_5 .results {
        padding: 30px 0 0;
    }
    .vipwpcalculator_calculator.layout_5 .results .result_label {
        font-size: 14px;
    }
    .vipwpcalculator_calculator.layout_5 .results .result_amount {
        font-size: 18px;
    }
}

/*
 * The media queries above key on the screen width, so in a narrow theme column
 * on a wide screen the desktop columns squeeze the labels and the chart. These
 * container queries apply the same tablet and phone styles by the calculator's
 * own width. They come after the media queries so they win when both match.
 */

@container (max-width: 999px) {
    .vipwpcalculator_calculator.layout_5 .fields,
    .vipwpcalculator_calculator.layout_5 .results,
    .vipwpcalculator_calculator.layout_5 .chart {
        max-width: 100%;
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_5 .fields {
        padding: 0;
    }
    .vipwpcalculator_calculator.layout_5 .results {
        padding: 40px 0;
    }
    .vipwpcalculator_calculator.layout_5 .results .result_amount {
        font-size: 20px;
    }
}

@container (max-width: 639px) {
    .vipwpcalculator_calculator.layout_5 .field_group label {
        font-size: 14px;
        padding: 14px 13px;
    }
    .vipwpcalculator_calculator.layout_5 .field_group input {
        font-size: 14px;
        padding: 7px 10px;
    }
    .vipwpcalculator_calculator.layout_5 .vipwpcalc-tenure-choice .btn-group {
        justify-content: center;
    }
    .vipwpcalculator_calculator.layout_5 .vipwpcalc-tenure-choice .btn {
        letter-spacing: 0;
    }
    .vipwpcalculator_calculator.layout_5 .results {
        padding: 30px 0 0;
    }
    .vipwpcalculator_calculator.layout_5 .results .result_label {
        font-size: 14px;
    }
    .vipwpcalculator_calculator.layout_5 .results .result_amount {
        font-size: 18px;
    }
}
/* ===== END LAYOUT 5 ====== */

/* ===== LAYOUT 6 ====== */
.vipwpcalculator_calculator.layout_6 {
    background: var(--vipwpcalculator_bg_primary);
}

.vipwpcalculator_calculator.layout_6 .col {
    box-sizing: border-box; /* the 50% widths include the padding; don't rely on the theme */
    padding: 35px 40px;
    width: 50%;
}

.vipwpcalculator_calculator.layout_6 .col h3 {
    color: var(--vipwpcalculator_text_color);
    font-size: 18px;
    font-weight: 700;
    margin: 0 0 30px;
}

.vipwpcalculator_calculator.layout_6 .fields {
    margin-bottom: 25px;
}

.vipwpcalculator_calculator.layout_6 .field_group {
    border-bottom: 1px solid #DADFE4;
    margin-top: 30px;
    padding: 0 10px 15px;
}

.vipwpcalculator_calculator.layout_6 .field_group:first-child {
    margin-top: 0;
}

.vipwpcalculator_calculator.layout_6 .field_group label {
    color: var(--vipwpcalculator_text_color);
    display: block;
    font-size: 14px;
    font-weight: 700;
    margin-bottom: 10px;
}

.vipwpcalculator_calculator.layout_6 .field_group input {
    background: transparent;
    border: none;
    color: var(--vipwpcalculator_text_color);
    font-size: 14px;
    font-weight: 500;
    padding: 0;
}

.vipwpcalculator_calculator.layout_6 .fields .vipwpcalc-tenure-choice {
    margin-top: 15px;
}

.vipwpcalculator_calculator.layout_6 .vipwpcalc-tenure-choice .btn {
    border-radius: 5px;
    cursor: pointer;
    color: var(--vipwpcalculator_text_color);
    display: block;
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 0;
    padding: 8px 10px;
}

.vipwpcalculator_calculator.layout_6 .result_row {
    border-bottom: 1px solid rgba(255, 255, 255, .5);
    margin-bottom: 15px;
    padding: 0 10px 15px;
}

.vipwpcalculator_calculator.layout_6 .result_row:last-child {
    border-bottom: 0;
    margin-bottom: 0;
    padding-bottom: 0;
}

.vipwpcalculator_calculator.layout_6 .result_row .result_label {
    color: var(--vipwpcalculator_text_color);
    font-size: 14px;
    font-weight: 700;
    margin: 0;
}

.vipwpcalculator_calculator.layout_6 .result_row .result_amount {
    color: var(--vipwpcalculator_text_color);
    font-size: 26px;
    font-weight: 400;
    margin: 0;
}

.vipwpcalculator_calculator.layout_6 .chart_col {
    background: var(--vipwpcalculator_bg_secondary);
}

.vipwpcalculator_calculator.layout_6 .highcharts-container {
    height: 640px !important;
}

.vipwpcalculator_calculator.layout_6 .highcharts-title {
    font-size: 18px !important;
    font-weight: 700 !important;
    letter-spacing: 0 !important;
}

.vipwpcalculator_calculator.layout_6 .highcharts-legend rect {
    stroke: #DBDAD7;
}

.vipwpcalculator_calculator.layout_6 .highcharts-legend text {
    font-size: 13px !important;
}

@media (max-width: 1024px) {
    .vipwpcalculator_calculator.layout_6 .col {
        padding: 35px 20px;
    }
    .vipwpcalculator_calculator.layout_6 .vipwpcalc-tenure-choice .btn {
        font-size: 14px;
    }
    .vipwpcalculator_calculator.layout_6 .result_row .result_amount {
        font-size: 20px;
    }
}

@media (max-width: 767px) {
    .vipwpcalculator_calculator.layout_6 .col {
        width: 100%;
    }
    .vipwpcalculator_calculator.layout_6 .highcharts-container {
        height: 400px !important;
    }
}

/*
 * The media queries above key on the screen width, so in a narrow theme column
 * on a wide screen the desktop styles apply and the 640px-tall chart box holds
 * a small pie in a large empty area. These container queries apply the tablet
 * and phone styles by the calculator's own width, and keep the tall chart box
 * for wide calculators only. They come after the media queries so they win
 * when both match.
 */

@container (max-width: 999px) {
    .vipwpcalculator_calculator.layout_6 .col {
        padding: 35px 20px;
    }
    .vipwpcalculator_calculator.layout_6 .vipwpcalc-tenure-choice .btn {
        font-size: 14px;
    }
    .vipwpcalculator_calculator.layout_6 .result_row .result_amount {
        font-size: 20px;
    }
    .vipwpcalculator_calculator.layout_6 .highcharts-container {
        height: 400px !important;
    }
}

/* Layout 6 stacks at its own 767px breakpoint, so the chart gets the full width. */
@container (max-width: 767px) {
    .vipwpcalculator_calculator.layout_6 .col {
        width: 100%;
    }
}
/* ===== END LAYOUT 6 ====== *//* ===== Slider opt-in for Layouts 1-6 ===== */
.vipwpcalc-slider {
    margin-top: 10px;
    height: 6px;
    background: #DADFE4;
    border: none;
    border-radius: 4px;
    position: relative;
}
.vipwpcalc-slider .ui-slider-handle {
    /* WordPress ships the jQuery UI slider script without its theme CSS, which
       is what normally makes the handle a positioned block on the track. */
    position: absolute;
    display: block;
    z-index: 2;
    box-sizing: border-box; /* 16px including the border, centred on the 6px track */
    width: 16px;
    height: 16px;
    top: -5px;
    margin-left: -8px;
    background: var(--vipwpcalculator_btn_color, #009CD0);
    border: 2px solid #fff;
    border-radius: 50%;
    box-shadow: 0 1px 3px rgba(0,0,0,.2);
    cursor: pointer;
    touch-action: none;
}
.vipwpcalc-slider .ui-slider-range {
    position: absolute;
    display: block;
    height: 100%;
    background: var(--vipwpcalculator_btn_color, #009CD0);
    border-radius: 4px;
}

/*
 * Layouts 4 and 5 put the label and the input side by side in a flex row, and
 * the slider is inserted after the input, so it would shrink to nothing. Give
 * it its own full-width line; border-box keeps the label and input on one line.
 */
.vipwpcalculator_calculator.layout_4[data-vipwp-slider="1"] .field_group,
.vipwpcalculator_calculator.layout_5[data-vipwp-slider="1"] .field_group {
    flex-wrap: wrap;
}
.vipwpcalculator_calculator.layout_4[data-vipwp-slider="1"] .field_group label,
.vipwpcalculator_calculator.layout_4[data-vipwp-slider="1"] .field_group input {
    box-sizing: border-box;
}
.vipwpcalculator_calculator.layout_4[data-vipwp-slider="1"] .vipwpcalc-slider,
.vipwpcalculator_calculator.layout_5[data-vipwp-slider="1"] .vipwpcalc-slider {
    flex: 0 0 100%;
    margin-bottom: 6px; /* room for the handle inside the row's overflow: hidden */
}

/* ===== LAYOUT 7 (PITI) ====== */
.vipwpcalculator_calculator.layout_7 {
    background-color: var(--vipwpcalculator_bg_primary, transparent);
    padding: 30px;
    border-radius: 12px;
    box-sizing: border-box; /* keep the padding inside the theme's column */
}
.vipwpcalculator_calculator.layout_7 .wrapper {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    gap: 30px;
    align-items: start;
}
.vipwpcalculator_calculator.layout_7 .fields {
    background-color: var(--vipwpcalculator_bg_secondary, transparent);
    grid-column: 1 / 2;
    grid-row: 1 / span 2; /* results and chart stack beside the fields, not below them */
}
.vipwpcalculator_calculator.layout_7 .field_group {
    margin-bottom: 18px;
}
.vipwpcalculator_calculator.layout_7 .field_group label {
    display: block;
}
.vipwpcalculator_calculator.layout_7 .field_label {
    display: block;
    color: var(--vipwpcalculator_text_color, #13375E);
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: .5px;
    margin-bottom: 6px;
}
.vipwpcalculator_calculator.layout_7 .vipwpcalc7-input {
    background: #fff;
    border: 1px solid #DADFE4;
    border-radius: 6px;
    color: var(--vipwpcalculator_field_text_color, #13375E);
    font-size: 16px;
    font-weight: 600;
    padding: 10px 12px;
    width: 100%;
    box-sizing: border-box; /* stay inside the column, level with the slider track */
}
.vipwpcalculator_calculator.layout_7 .vipwpcalc7-slider {
    margin-top: 10px;
    height: 6px;
    background: #DADFE4;
    border: none;
    border-radius: 4px;
    position: relative;
}
.vipwpcalculator_calculator.layout_7 .vipwpcalc7-slider .ui-slider-handle {
    /* WordPress ships the jQuery UI slider script without its theme CSS, which
       is what normally makes the handle a positioned block on the track. */
    position: absolute;
    display: block;
    z-index: 2;
    box-sizing: border-box; /* 16px including the border, centred on the 6px track */
    width: 16px;
    height: 16px;
    top: -5px;
    margin-left: -8px;
    background: var(--vipwpcalculator_btn_color, #009CD0);
    border: 2px solid #fff;
    border-radius: 50%;
    box-shadow: 0 1px 3px rgba(0,0,0,.2);
    cursor: pointer;
    touch-action: none;
}
.vipwpcalculator_calculator.layout_7 .vipwpcalc7-slider .ui-slider-range {
    position: absolute;
    display: block;
    height: 100%;
    background: var(--vipwpcalculator_btn_color, #009CD0);
    border-radius: 4px;
}
.vipwpcalculator_calculator.layout_7 .results {
    grid-column: 2 / 3;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px 24px;
}
.vipwpcalculator_calculator.layout_7 .result_row {
    margin: 0;
}
.vipwpcalculator_calculator.layout_7 .result_label {
    color: var(--vipwpcalculator_text_color, #13375E);
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: .5px;
    margin: 0 0 4px;
}
.vipwpcalculator_calculator.layout_7 .result_amount {
    color: var(--vipwpcalculator_text_accent_color, #FCAF17);
    font-size: 22px;
    font-weight: 700;
    margin: 0;
}
.vipwpcalculator_calculator.layout_7 .vipwpcalc7-piechart {
    grid-column: 2 / 3;
    width: 100%;
    height: 320px;
    margin-top: 10px;
}
/* The narrow-chart legend (see layout_7.php); the shared rules hide legends. */
.vipwpcalculator_calculator.layout_7 .highcharts-legend {
    display: block;
}
/* 2px white separators between slices (brand ruling); the shared rules remove slice borders. */
.vipwpcalculator_calculator.layout_7 .highcharts-series path {
    stroke-width: 2px;
}
.vipwpcalculator_calculator.layout_7 .employee_guide_cta {
    margin-top: 24px;
}
.vipwpcalculator_calculator.layout_7 .employee_guide_cta a {
    background: var(--vipwpcalculator_btn_color, #009CD0);
    border: 1px solid var(--vipwpcalculator_btn_color, #009CD0);
    border-radius: 9px;
    color: var(--vipwpcalculator_btn_text_color, #fff);
    display: inline-block;
    font-size: 16px;
    font-weight: 600;
    padding: 14px 22px;
    text-decoration: none;
}
@media (max-width: 900px) {
    .vipwpcalculator_calculator.layout_7 .wrapper {
        grid-template-columns: minmax(0, 1fr); /* lets the chart shrink back after a wider render */
    }
    .vipwpcalculator_calculator.layout_7 .fields,
    .vipwpcalculator_calculator.layout_7 .results,
    .vipwpcalculator_calculator.layout_7 .vipwpcalc7-piechart {
        grid-column: 1 / -1;
    }
}
@media (max-width: 600px) {
    .vipwpcalculator_calculator.layout_7 .results {
        grid-template-columns: 1fr;
    }
}

/*
 * The media queries above key on the screen width, so in a narrow theme column
 * on a wide screen the two desktop columns squeeze the results and the chart.
 * These container queries apply the same single-column styles by the
 * calculator's own width (its content box). They come after the media queries
 * so they win when both match.
 */
.vipwpcalculator_calculator.layout_7 {
    container-type: inline-size;
}

@container (max-width: 840px) {
    .vipwpcalculator_calculator.layout_7 .wrapper {
        grid-template-columns: minmax(0, 1fr); /* lets the chart shrink back after a wider render */
    }
    .vipwpcalculator_calculator.layout_7 .fields,
    .vipwpcalculator_calculator.layout_7 .results,
    .vipwpcalculator_calculator.layout_7 .vipwpcalc7-piechart {
        grid-column: 1 / -1;
        grid-row: auto;
    }
}

@container (max-width: 540px) {
    .vipwpcalculator_calculator.layout_7 .results {
        grid-template-columns: 1fr;
    }
}
/* ===== END LAYOUT 7 ====== */

/* ===== LAYOUT 8 (Calculator Suite) ====== */
.vipwpcalculator_calculator.layout_8 {
    background-color: var(--vipwpcalculator_bg_primary, transparent);
    padding: 40px 20px;
    border-radius: 12px;
    box-sizing: border-box;
}
.vipwpcalculator_calculator.layout_8 *,
.vipwpcalculator_calculator.layout_8 *::before,
.vipwpcalculator_calculator.layout_8 *::after {
    box-sizing: border-box;
}

/* --- heading --- */
.vipwpcalculator_calculator.layout_8 .calc8_head {
    text-align: center;
    margin: 0 auto 40px;
    max-width: 720px;
}
.vipwpcalculator_calculator.layout_8 .calc8_eyebrow {
    display: block;
    color: var(--vipwpcalculator_btn_color, #009CD0);
    font-size: 13px;
    font-style: italic;
    font-weight: 800;
    letter-spacing: .2em;
    text-transform: uppercase;
    margin-bottom: 10px;
}
.vipwpcalculator_calculator.layout_8 .calc8_title {
    color: var(--vipwpcalculator_text_color, #13375E);
    font-size: 36px;
    font-style: italic;
    font-weight: 900;
    letter-spacing: -.02em;
    line-height: 1.1;
    text-transform: uppercase;
    margin: 0 0 14px;
    padding-bottom: 8px;
    display: inline-block;
    border-bottom: 4px solid var(--vipwpcalculator_btn_color, #009CD0);
}
.vipwpcalculator_calculator.layout_8 .calc8_intro {
    color: var(--vipwpcalculator_text_secondary_color, #1B5D93);
    font-size: 16px;
    margin: 0;
}

/* --- tab bar --- */
.vipwpcalculator_calculator.layout_8 .calc8_tabs {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 8px;
    margin-bottom: 30px;
}
.vipwpcalculator_calculator.layout_8 .calc8_tab {
    background: #fff;
    border: 1px solid #DADFE4;
    border-radius: 4px;
    color: var(--vipwpcalculator_text_secondary_color, #1B5D93);
    cursor: pointer;
    font-size: 13px;
    font-style: italic;
    font-weight: 900;
    letter-spacing: .06em;
    padding: 14px 22px;
    text-transform: uppercase;
    transition: background-color .15s ease, color .15s ease;
}
.vipwpcalculator_calculator.layout_8 .calc8_tab:hover {
    background: var(--vipwpcalc8_surface, #F1F4F7);
}
.vipwpcalculator_calculator.layout_8 .calc8_tab.is_active {
    background: var(--vipwpcalculator_btn_color, #009CD0);
    border-color: var(--vipwpcalculator_btn_color, #009CD0);
    color: var(--vipwpcalculator_btn_text_color, #fff);
    box-shadow: 0 8px 18px rgba(0,0,0,.12);
}

/* --- card + panels --- */
.vipwpcalculator_calculator.layout_8 .calc8_tabs,
.vipwpcalculator_calculator.layout_8 .calc8_card {
    margin-left: auto;
    margin-right: auto;
    max-width: 1040px;
}
.vipwpcalculator_calculator.layout_8 .calc8_card {
    background: #fff;
    border-radius: 10px;
    box-shadow: 0 20px 45px rgba(0,0,0,.14);
    padding: 40px;
}
.vipwpcalculator_calculator.layout_8 .calc8_panel[hidden] {
    display: none;
}
.vipwpcalculator_calculator.layout_8 .calc8_panel > * + * {
    margin-top: 30px;
}

/* --- fields --- */
.vipwpcalculator_calculator.layout_8 .calc8_grid {
    display: grid;
    gap: 30px;
}
.vipwpcalculator_calculator.layout_8 .calc8_grid--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.vipwpcalculator_calculator.layout_8 .calc8_grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.vipwpcalculator_calculator.layout_8 .calc8_label {
    display: block;
    color: var(--vipwpcalculator_text_color, #13375E);
    font-size: 13px;
    font-style: italic;
    font-weight: 700;
    letter-spacing: .08em;
    text-transform: uppercase;
    margin-bottom: 10px;
}
.vipwpcalculator_calculator.layout_8 .calc8_value {
    color: var(--vipwpcalculator_text_color, #13375E);
    font-size: 24px;
    font-weight: 900;
    margin-top: 8px;
}
.vipwpcalculator_calculator.layout_8 .calc8_field--inline {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 16px;
}
.vipwpcalculator_calculator.layout_8 .calc8_field--inline .calc8_label {
    margin-bottom: 0;
}
.vipwpcalculator_calculator.layout_8 .calc8_field--inline .calc8_pills {
    flex-wrap: wrap;
}
.vipwpcalculator_calculator.layout_8 .calc8_field--inline .calc8_pill {
    flex: 0 0 auto;
    min-width: 78px;
    white-space: nowrap;
}

/* --- range input --- */
.vipwpcalculator_calculator.layout_8 .calc8_range {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    background: #DADFE4;
    border: none;
    border-radius: 4px;
    outline: none;
    padding: 0;
    margin: 0;
}
.vipwpcalculator_calculator.layout_8 .calc8_range::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 18px;
    height: 18px;
    background: var(--vipwpcalculator_btn_color, #009CD0);
    border: 2px solid #fff;
    border-radius: 50%;
    box-shadow: 0 1px 4px rgba(0,0,0,.3);
    cursor: pointer;
}
.vipwpcalculator_calculator.layout_8 .calc8_range::-moz-range-thumb {
    width: 18px;
    height: 18px;
    background: var(--vipwpcalculator_btn_color, #009CD0);
    border: 2px solid #fff;
    border-radius: 50%;
    box-shadow: 0 1px 4px rgba(0,0,0,.3);
    cursor: pointer;
}
.vipwpcalculator_calculator.layout_8 .calc8_range:focus-visible {
    outline: 2px solid var(--vipwpcalculator_btn_color, #009CD0);
    outline-offset: 4px;
}

/* --- pill groups --- */
.vipwpcalculator_calculator.layout_8 .calc8_pills {
    display: flex;
    gap: 8px;
}
.vipwpcalculator_calculator.layout_8 .calc8_pill {
    flex: 1 1 0;
    background: #fff;
    border: 1px solid #DADFE4;
    border-radius: 4px;
    color: var(--vipwpcalculator_text_secondary_color, #1B5D93);
    cursor: pointer;
    font-size: 13px;
    font-style: italic;
    font-weight: 900;
    letter-spacing: .04em;
    padding: 13px 10px;
    text-transform: uppercase;
    transition: background-color .15s ease, color .15s ease;
}
.vipwpcalculator_calculator.layout_8 .calc8_pill:hover {
    background: var(--vipwpcalc8_surface, #F1F4F7);
}
.vipwpcalculator_calculator.layout_8 .calc8_pill.is_active {
    background: var(--vipwpcalculator_btn_color, #009CD0);
    border-color: var(--vipwpcalculator_btn_color, #009CD0);
    color: var(--vipwpcalculator_btn_text_color, #fff);
}

/* --- hero result --- */
.vipwpcalculator_calculator.layout_8 .calc8_hero {
    background: var(--vipwpcalculator_text_color, #13375E);
    border-radius: 4px;
    color: #fff;
    padding: 34px 24px;
    text-align: center;
}
.vipwpcalculator_calculator.layout_8 .calc8_hero_label {
    color: var(--vipwpcalculator_text_accent_color, #FCAF17);
    font-size: 13px;
    font-style: italic;
    font-weight: 800;
    letter-spacing: .12em;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_8 .calc8_hero_value {
    font-size: 46px;
    font-style: italic;
    font-weight: 900;
    line-height: 1.15;
    margin-top: 10px;
}
.vipwpcalculator_calculator.layout_8 .calc8_hero_value--sm {
    font-size: 34px;
}
.vipwpcalculator_calculator.layout_8 .calc8_hero_note {
    font-size: 14px;
    margin-top: 8px;
    opacity: .8;
}
.vipwpcalculator_calculator.layout_8 .calc8_hero_split {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px;
    margin-top: 24px;
}
.vipwpcalculator_calculator.layout_8 .calc8_hero_split span {
    display: block;
    font-size: 12px;
    font-style: italic;
    letter-spacing: .08em;
    opacity: .75;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_8 .calc8_hero_split b {
    display: block;
    font-size: 17px;
    font-weight: 800;
    margin-top: 4px;
}
.vipwpcalculator_calculator.layout_8 .calc8_accent {
    color: var(--vipwpcalculator_text_accent_color, #FCAF17);
}

/* --- stat cards --- */
.vipwpcalculator_calculator.layout_8 .calc8_stats {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
}
.vipwpcalculator_calculator.layout_8 .calc8_stat {
    background: var(--vipwpcalc8_surface, #F1F4F7);
    border-radius: 4px;
    padding: 24px 18px;
    text-align: center;
}
.vipwpcalculator_calculator.layout_8 .calc8_stat--dark {
    background: var(--vipwpcalculator_text_color, #13375E);
    color: #fff;
}
.vipwpcalculator_calculator.layout_8 .calc8_stat_label {
    color: var(--vipwpcalculator_btn_color, #009CD0);
    font-size: 12px;
    font-style: italic;
    font-weight: 800;
    letter-spacing: .1em;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_8 .calc8_stat--dark .calc8_stat_label {
    color: var(--vipwpcalculator_text_accent_color, #FCAF17);
}
.vipwpcalculator_calculator.layout_8 .calc8_stat_value {
    color: var(--vipwpcalculator_text_color, #13375E);
    font-size: 28px;
    font-style: italic;
    font-weight: 900;
    margin-top: 8px;
}
.vipwpcalculator_calculator.layout_8 .calc8_stat--dark .calc8_stat_value {
    color: #fff;
}
.vipwpcalculator_calculator.layout_8 .calc8_stat_note {
    font-size: 12px;
    margin-top: 6px;
    opacity: .75;
}

/* --- tables --- */
.vipwpcalculator_calculator.layout_8 .calc8_table_wrap {
    border: 1px solid #E4E8EC;
    border-radius: 4px;
    overflow: hidden;
}
.vipwpcalculator_calculator.layout_8 .calc8_table_head {
    background: var(--vipwpcalculator_text_color, #13375E);
    padding: 14px 22px;
}
.vipwpcalculator_calculator.layout_8 .calc8_table_head h3 {
    color: #fff;
    font-size: 13px;
    font-style: italic;
    font-weight: 900;
    letter-spacing: .1em;
    margin: 0;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_8 .calc8_table_scroll {
    max-height: 400px;
    overflow: auto;
}
.vipwpcalculator_calculator.layout_8 .calc8_table {
    border-collapse: collapse;
    font-size: 14px;
    width: 100%;
}
.vipwpcalculator_calculator.layout_8 .calc8_table th {
    background: var(--vipwpcalc8_surface, #F1F4F7);
    color: var(--vipwpcalculator_text_secondary_color, #1B5D93);
    font-size: 12px;
    font-style: italic;
    font-weight: 900;
    letter-spacing: .08em;
    padding: 12px 16px;
    position: sticky;
    text-align: left;
    text-transform: uppercase;
    top: 0;
    z-index: 1;
}
.vipwpcalculator_calculator.layout_8 .calc8_table th.calc8_num,
.vipwpcalculator_calculator.layout_8 .calc8_table td.calc8_num {
    text-align: right;
}
.vipwpcalculator_calculator.layout_8 .calc8_table td {
    border-top: 1px solid #EDF0F3;
    padding: 12px 16px;
    white-space: nowrap;
}
.vipwpcalculator_calculator.layout_8 .calc8_table tbody tr:hover td {
    background: var(--vipwpcalc8_surface, #F7F9FB);
}
.vipwpcalculator_calculator.layout_8 .calc8_year {
    color: var(--vipwpcalculator_text_color, #13375E);
    font-weight: 700;
}
.vipwpcalculator_calculator.layout_8 .calc8_principal {
    color: var(--vipwpcalculator_chart_primary, #009CD0);
}
.vipwpcalculator_calculator.layout_8 .calc8_interest {
    color: var(--vipwpcalculator_chart_secondary, #FCAF17);
}
.vipwpcalculator_calculator.layout_8 .calc8_balance {
    color: var(--vipwpcalculator_text_color, #13375E);
    font-weight: 700;
}

/* --- debt rows --- */
.vipwpcalculator_calculator.layout_8 .calc8_rows_head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
}
.vipwpcalculator_calculator.layout_8 .calc8_rows_head h3 {
    color: var(--vipwpcalculator_text_color, #13375E);
    font-size: 14px;
    font-style: italic;
    font-weight: 900;
    letter-spacing: .08em;
    margin: 0;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_8 .calc8_link {
    background: none;
    border: none;
    color: var(--vipwpcalculator_btn_color, #009CD0);
    cursor: pointer;
    font-size: 13px;
    font-style: italic;
    font-weight: 700;
    letter-spacing: .06em;
    padding: 4px 2px;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_8 .calc8_link:hover {
    text-decoration: underline;
}
.vipwpcalculator_calculator.layout_8 .calc8_link[disabled] {
    cursor: not-allowed;
    opacity: .4;
    text-decoration: none;
}
.vipwpcalculator_calculator.layout_8 .calc8_rows {
    margin-top: 14px;
}
.vipwpcalculator_calculator.layout_8 .calc8_row {
    align-items: end;
    background: var(--vipwpcalc8_surface, #F7F9FB);
    border-radius: 4px;
    display: grid;
    gap: 12px;
    grid-template-columns: 4fr 3fr 3fr auto;
    margin-bottom: 12px;
    padding: 14px 16px;
}
.vipwpcalculator_calculator.layout_8 .calc8_row_label {
    color: var(--vipwpcalculator_text_secondary_color, #1B5D93);
    display: block;
    font-size: 11px;
    font-style: italic;
    font-weight: 700;
    letter-spacing: .08em;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_8 .calc8_input_wrap {
    align-items: center;
    display: flex;
    gap: 8px;
    margin-top: 6px;
}
.vipwpcalculator_calculator.layout_8 .calc8_prefix {
    color: var(--vipwpcalculator_btn_color, #009CD0);
    flex: 0 0 auto;
    font-size: 15px;
    font-style: normal;
    font-weight: 700;
}
.vipwpcalculator_calculator.layout_8 .calc8_input {
    background: #fff;
    border: 1px solid #DADFE4;
    border-radius: 4px;
    color: var(--vipwpcalculator_field_text_color, #13375E);
    flex: 1 1 auto;
    font-size: 15px;
    font-weight: 600;
    min-width: 0;
    padding: 8px 10px;
    width: 100%;
}
.vipwpcalculator_calculator.layout_8 .calc8_row_actions {
    padding-bottom: 8px;
}

/* --- comparison columns --- */
.vipwpcalculator_calculator.layout_8 .calc8_compare {
    display: grid;
    gap: 20px;
    grid-template-columns: repeat(2, minmax(0, 1fr));
}
.vipwpcalculator_calculator.layout_8 .calc8_compare_col {
    background: var(--vipwpcalc8_surface, #F1F4F7);
    border-radius: 4px;
    padding: 24px;
}
.vipwpcalculator_calculator.layout_8 .calc8_compare_col--dark {
    background: var(--vipwpcalculator_text_color, #13375E);
    color: #fff;
}
.vipwpcalculator_calculator.layout_8 .calc8_compare_col h4 {
    color: var(--vipwpcalculator_text_color, #13375E);
    font-size: 13px;
    font-style: italic;
    font-weight: 900;
    letter-spacing: .1em;
    margin: 0 0 16px;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_8 .calc8_compare_col--dark h4 {
    color: #fff;
}
.vipwpcalculator_calculator.layout_8 .calc8_line {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 16px;
    padding: 8px 0;
}
.vipwpcalculator_calculator.layout_8 .calc8_line span {
    font-size: 14px;
    opacity: .85;
}
.vipwpcalculator_calculator.layout_8 .calc8_line b {
    font-size: 15px;
    font-weight: 800;
    white-space: nowrap;
}
.vipwpcalculator_calculator.layout_8 .calc8_line--accent {
    color: var(--vipwpcalculator_text_accent_color, #FCAF17);
}
.vipwpcalculator_calculator.layout_8 .calc8_line--accent span {
    font-style: italic;
    font-weight: 700;
    letter-spacing: .06em;
    opacity: 1;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_8 .calc8_compare_col--dark .calc8_line--accent {
    border-top: 1px solid rgba(255,255,255,.18);
    margin-top: 6px;
    padding-top: 14px;
}

/* --- CTA --- */
.vipwpcalculator_calculator.layout_8 .employee_guide_cta {
    text-align: center;
}
.vipwpcalculator_calculator.layout_8 .employee_guide_cta a {
    background: var(--vipwpcalculator_btn_color, #009CD0);
    border: 1px solid var(--vipwpcalculator_btn_color, #009CD0);
    border-radius: 4px;
    color: var(--vipwpcalculator_btn_text_color, #fff);
    display: inline-block;
    font-size: 15px;
    font-style: italic;
    font-weight: 900;
    letter-spacing: .08em;
    padding: 16px 40px;
    text-decoration: none;
    text-transform: uppercase;
}

@media (max-width: 900px) {
    .vipwpcalculator_calculator.layout_8 .calc8_card { padding: 26px 20px; }
    .vipwpcalculator_calculator.layout_8 .calc8_grid--3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .vipwpcalculator_calculator.layout_8 .calc8_stats { grid-template-columns: 1fr; }
    .vipwpcalculator_calculator.layout_8 .calc8_compare { grid-template-columns: 1fr; }
    .vipwpcalculator_calculator.layout_8 .calc8_row { grid-template-columns: 1fr 1fr; }
    .vipwpcalculator_calculator.layout_8 .calc8_row_actions { grid-column: 1 / -1; text-align: right; padding-bottom: 0; }
}
@media (max-width: 600px) {
    .vipwpcalculator_calculator.layout_8 { padding: 24px 12px; }
    .vipwpcalculator_calculator.layout_8 .calc8_title { font-size: 26px; }
    .vipwpcalculator_calculator.layout_8 .calc8_grid--2,
    .vipwpcalculator_calculator.layout_8 .calc8_grid--3 { grid-template-columns: 1fr; }
    .vipwpcalculator_calculator.layout_8 .calc8_hero_value { font-size: 34px; }
    .vipwpcalculator_calculator.layout_8 .calc8_hero_split { grid-template-columns: 1fr; }
    .vipwpcalculator_calculator.layout_8 .calc8_tabs { flex-direction: column; }
    .vipwpcalculator_calculator.layout_8 .calc8_row { grid-template-columns: 1fr; }
}

/*
 * The media queries above key on the screen width, so in a narrow theme column
 * on a wide screen the suite keeps its desktop styles: the tab bar wraps 3 + 1
 * and the stat cards squeeze their labels. These container queries apply the
 * same tablet and phone styles by the suite's own content width (the 900px and
 * 600px screen widths less the 20px side padding). Container queries cannot
 * restyle the container itself, so the outer padding keeps its media query.
 */
.vipwpcalculator_calculator.layout_8 {
    container-type: inline-size;
}
@container (max-width: 860px) {
    .vipwpcalculator_calculator.layout_8 .calc8_card { padding: 26px 20px; }
    .vipwpcalculator_calculator.layout_8 .calc8_grid--3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .vipwpcalculator_calculator.layout_8 .calc8_stats { grid-template-columns: 1fr; }
    .vipwpcalculator_calculator.layout_8 .calc8_compare { grid-template-columns: 1fr; }
    .vipwpcalculator_calculator.layout_8 .calc8_row { grid-template-columns: 1fr 1fr; }
    .vipwpcalculator_calculator.layout_8 .calc8_row_actions { grid-column: 1 / -1; text-align: right; padding-bottom: 0; }
}
/* The four tabs need ~730px on one row; below that, an even 2 x 2 grid. */
@container (max-width: 760px) {
    .vipwpcalculator_calculator.layout_8 .calc8_tabs { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@container (max-width: 560px) {
    .vipwpcalculator_calculator.layout_8 .calc8_title { font-size: 26px; }
    .vipwpcalculator_calculator.layout_8 .calc8_grid--2,
    .vipwpcalculator_calculator.layout_8 .calc8_grid--3 { grid-template-columns: 1fr; }
    .vipwpcalculator_calculator.layout_8 .calc8_hero_value { font-size: 34px; }
    .vipwpcalculator_calculator.layout_8 .calc8_hero_split { grid-template-columns: 1fr; }
    .vipwpcalculator_calculator.layout_8 .calc8_tabs { grid-template-columns: 1fr; }
    .vipwpcalculator_calculator.layout_8 .calc8_row { grid-template-columns: 1fr; }
}
/* ===== END LAYOUT 8 ====== */

/* ===== LAYOUTS 9-12 (Temporary Buydown) ====== */
/* One shared look for the four plans (see inc/layouts/buydown.php), in the
   Layout 8 type and colour treatment. Error text uses the brand error token. */
.vipwpcalculator_calculator.layout_buydown {
    background-color: var(--vipwpcalculator_bg_primary, transparent);
    border-radius: 12px;
    box-sizing: border-box;
    container-type: inline-size;
    padding: 24px 16px;
}
.vipwpcalculator_calculator.layout_buydown *,
.vipwpcalculator_calculator.layout_buydown *::before,
.vipwpcalculator_calculator.layout_buydown *::after {
    box-sizing: border-box;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_card {
    background: #fff;
    border: 1px solid #E4E8EC;
    border-radius: 10px;
    box-shadow: 0 10px 24px rgba(0,0,0,.1);
    margin: 0 auto;
    max-width: 1040px;
    overflow: hidden;
}

/* --- heading + total --- */
.vipwpcalculator_calculator.layout_buydown .calcbd_head {
    align-items: flex-start;
    border-bottom: 1px solid #E4E8EC;
    display: flex;
    gap: 24px;
    justify-content: space-between;
    padding: 24px;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_title {
    color: var(--vipwpcalculator_text_color, #13375E);
    font-size: 24px;
    font-style: italic;
    font-weight: 900;
    letter-spacing: -.01em;
    line-height: 1.2;
    margin: 0;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_desc {
    color: var(--vipwpcalculator_text_secondary_color, #1B5D93);
    font-size: 14px;
    line-height: 1.5;
    margin: 4px 0 0;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_funds {
    flex: 0 0 auto;
    min-width: 200px;
    text-align: right;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_funds span {
    color: var(--vipwpcalculator_text_secondary_color, #1B5D93);
    display: block;
    font-size: 12px;
    font-style: italic;
    font-weight: 700;
    letter-spacing: .1em;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_funds strong {
    color: var(--vipwpcalculator_text_color, #13375E);
    display: block;
    font-size: 30px;
    font-style: italic;
    font-weight: 900;
    line-height: 1.2;
    margin-top: 4px;
    white-space: nowrap;
}

/* --- inputs band --- */
.vipwpcalculator_calculator.layout_buydown .calcbd_inputs {
    align-items: end;
    background: var(--vipwpcalcbd_surface, #F1F4F7);
    display: grid;
    gap: 16px;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    padding: 24px;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_field {
    display: block;
    margin: 0;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_label {
    color: var(--vipwpcalculator_text_color, #13375E);
    display: block;
    font-size: 12px;
    font-style: italic;
    font-weight: 700;
    letter-spacing: .08em;
    margin-bottom: 8px;
    text-transform: uppercase;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_input {
    background: #fff;
    border: 1px solid var(--vipmtginc-hush-aa, #566472);
    border-radius: 4px;
    color: var(--vipwpcalculator_field_text_color, #13375E);
    display: block;
    font-size: 16px;
    font-variant-numeric: tabular-nums;
    font-weight: 600;
    margin: 0;
    min-width: 0;
    padding: 12px;
    width: 100%;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_input:focus {
    border-color: var(--vipwpcalculator_btn_color, #009CD0);
    outline: 2px solid var(--vipwpcalculator_btn_color, #009CD0);
    outline-offset: 1px;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_input:invalid {
    border-color: var(--vipmtginc-error, #B0451E);
}
.vipwpcalculator_calculator.layout_buydown .calcbd_monthly {
    padding-bottom: 12px;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_monthly strong {
    color: var(--vipwpcalculator_text_color, #13375E);
    display: block;
    font-size: 18px;
    font-weight: 800;
    font-variant-numeric: tabular-nums;
}

/* --- validation message --- */
.vipwpcalculator_calculator.layout_buydown .calcbd_error {
    color: var(--vipmtginc-error, #B0451E);
    font-size: 14px;
    font-weight: 600;
    margin: 8px 0 0;
    min-height: 20px;
    padding: 0 24px;
}

/* --- payment schedule --- */
.vipwpcalculator_calculator.layout_buydown .calcbd_table_wrap {
    overflow-x: auto;
    padding: 0 24px 16px;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_table {
    border-collapse: collapse;
    font-size: 14px;
    font-variant-numeric: tabular-nums;
    margin: 0;
    width: 100%;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_table th {
    border-bottom: 2px solid #E4E8EC;
    color: var(--vipwpcalculator_text_secondary_color, #1B5D93);
    font-size: 12px;
    font-style: italic;
    font-weight: 900;
    letter-spacing: .06em;
    padding: 12px 8px;
    text-align: left;
    text-transform: uppercase;
    vertical-align: bottom;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_table td {
    border-bottom: 1px solid #EDF0F3;
    color: var(--vipwpcalculator_text_color, #13375E);
    padding: 12px 8px;
    text-align: left;
    white-space: nowrap;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_table th:first-child,
.vipwpcalculator_calculator.layout_buydown .calcbd_table td:first-child {
    padding-left: 0;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_table .calcbd_num {
    text-align: right;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_period {
    font-weight: 700;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_period small {
    color: var(--vipwpcalculator_text_secondary_color, #1B5D93);
    display: block;
    font-size: 12px;
    font-weight: 400;
}
.vipwpcalculator_calculator.layout_buydown .calcbd_borrower {
    font-weight: 800;
}

/* The calculator keys on its own width, so a narrow theme column on a wide
   screen gets the same stacked layout as a phone. */
@container (max-width: 760px) {
    .vipwpcalculator_calculator.layout_buydown .calcbd_head { flex-direction: column; gap: 12px; }
    .vipwpcalculator_calculator.layout_buydown .calcbd_funds { min-width: 0; text-align: left; }
    .vipwpcalculator_calculator.layout_buydown .calcbd_inputs { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@container (max-width: 400px) {
    .vipwpcalculator_calculator.layout_buydown .calcbd_head,
    .vipwpcalculator_calculator.layout_buydown .calcbd_inputs { padding: 16px; }
    .vipwpcalculator_calculator.layout_buydown .calcbd_inputs { grid-template-columns: 1fr; }
    .vipwpcalculator_calculator.layout_buydown .calcbd_error { padding: 0 16px; }
    .vipwpcalculator_calculator.layout_buydown .calcbd_table_wrap { padding: 0 16px 16px; }
}
/* ===== END LAYOUTS 9-12 ====== */