Prequalification Checklist

  • Name
  • Current Address
  • Annual Household Income
  • Estimated Monthly Expenses

Mortgage Pre-Approval Checklist

Credit Information

  • Review Your Credit Report

Income Documentation

  • Gather Last 2 Years Of Tax Returns
  • Gather Two Months of Pay Stubs
  • Last 2 Months Of Bank Statements

Asset Documentation

  • Gather Bank Statements From All Deposit and Investment Accounts
  • Gather Any Additional Assets (i.e. car, real estate)
  • Gift Letters (If Family Member Is Helping With Down Payment)
  • Itemized List Of Monthly Expenses

Other Additional Documentation

  • Social Security Card
  • W2s
  • Driver’s License
  •  Social Security Letter (If Needed)
  •  Retirement Accounts (If Needed)
  • VA Certificate of Eligibility (for VA Loans only)
  • Employment History Of Last 2 Years
  • Home Documentation (If Applicable)
  • Deed of Trust
  • Mortgage Statement
  • HOA Dues